OCCUPATIONAL ACCIDENT COVERAGE
For Individuals & Groups
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Accident Medical Expense to one million, there is no deductible
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Accident Disability to $700/wk - 7 Day Waiting Period Retroactive to Day 1
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Accidental Death & Dismemberment
Benefits Defined
Individual & Group Occupational Accident Plans for Independent Owner Operators
Accidental Death and Dismemberment
When covered injuries result in loss within within the incurral period shown in the Schedule and beginning on the date of the covered accident, this coverage will pay the Principal Sum as shown in the Benefit Schedule on PDFs.
Non-Occupational Coverage
Non‐Occupational means, with respect to an activity, Accident, incident, circumstance or condition involving an Insured Person, that it is not proximately caused by the Insured Person’s performing Occupational Services.
Accidental Medical Expense Coverage
For treatment by a legally qualified physician or surgeon within 30 days of a covered accident, pay up to the maximum amount selected for services such as hospital room & board, lab tests, physical therapy and more!
Disability Income
Temporary Total disability pays you up to 70% of wages as high as $700.00 per week. With a 7-day retroactive waiting period. If you are out 7 days, we will pay starting at Day 1 for 104 weeks. Continuous Total Disability starts after Temporary Total Disability. We will coordinate with SS and pay until your SSRA ( social security retirement Age). We have you covered!
VBA TRUCKERS OCCUPATIONAL ACCIDENT INSURANCE PROGRAM
Truckers Occupational Accident Insurance covers injuries that result from eligible on-the-job accidents that owner-operators or contract drivers sustain. Value Benefits of America, Inc. along with the Great American Insurance Company providing members with Truckers Occupational Accident Insurance.
Benefits Include:
Truckers Occupational Accident Insurance pays benefits for injuries sustained in a covered accident
Up to $1,000,000 Accident Medical Expense, there is no deductible
Up to $200,000 Accident Death or Dismemberment
$700 per week Total Disability (7 day, retro to day 1, waiting period)
Value Benefits of America Truckers
This is occupational accident insurance issued specifically for VBA drivers. All drivers who enroll become members. VBA (Value Benefits of America) is an association plan underwritten by Great American Insurance Group. It is specific for ALL Independent/Owner-Operator drivers nationwide who keep this Country and economy going. Great American Insurance is a leader in the trucking Industry and has partnered with VBA for 16 years.
With this Plan issued through the Association, drivers become members of VBA and certificate holders of the policy. This is how an association policy works, with ALL drivers (members) sharing in the risk. This allows greater chances for NO Rate Increase. In 15 out of the last 16 years, VBA has had NO rate Increase.
This is a master Policy underwritten by Great American Insurance Group. The benefit is that ALL drivers share in the risk, keeping costs down and allowing you, the Great American Driver, to enjoy greater chances for no rate increase, excellent customer service, and second-to-none benefits. Great American is a leader in the trucking Industry. VBA Truckers is proud to represent Great American and help you become part of the Great American Trucker team.